Reader’s Question:
Does having a credit card affect car insurance?
Jenny
Chicago IL
One of the factors that insurance companies would base to assess risk level of an individual would be their credit score. So when a driver was not approved due to bad credit history, the Fair Credit Reporting Act (FCRA) would allow him to have a free [...]
Reader’s Question:
I am a new owner to a used car from my grandfather. This is my first time to have a car under my name which totally thrills me that I forgot to get an insurance first. What coverage should I consider including in my used car insurance policy?
Keith
Atlanta GA
Used car is still a car [...]
Reader’s Question:
I have had a couple of points on my license. Will it affect the way my premiums are determined? Will it impede the availability of cheap car insurances for me?
Martha
Chicago, IL
Having a couple of violations and points on your license would certainly give insurance companies enough reason why you should not [...]
Reader’s Question:
How do I turn a teenager’s expensive car insurance to cheaper car insurance?
Logan
New Orleans, LA
If turning any expensive car insurance policy to cheaper car insurance may already seem like a great challenge, what more if you try doing this for teenage drivers’ car insurance? The task at hand may appear to be really tricky, [...]
Reader’s Question:
Is there even such a thing as a cheap car insurance quote?
Henry
Baltimore, MD
Cheap car insurance may seem like a contradiction in terms, but getting a cheap car insurance quote is not such a remote possibility. There are generally three things that affect how high or low a quote is. First, there is the amount [...]
Reader’s Question:
My insurance policy is about to expire. Can you tell me how to find cheaper car insurance, so that I wouldn’t have to pay as much as my current insurance policy premium?
Ron
Chicago, IL
First of all, you should know that by looking for another insurance carrier even before your current insurance policy expires, you [...]
Reader’s Question:
I have two sons in college who wants to have their own cars. How and where can we buy cheap car insurance for young drivers?
Jim
Seattle WA
The most obvious way for you to save on insurance is to convince your children to share a car if they are going to the same school. [...]
Reader’s Question:
I’m thinking of trading my old car for a new one. Naturally, I would be applying for new insurance. Any tips on how to get really cheap car insurance?
Jasper
Springfield, MO
There is car insurance, and there is really cheap car insurance. You just need to know how to find them. I suggest that you shop [...]
Reader’s Question:
I thought that the older the car is, the lower the car insurance will be. But to my surprise, all the quotes I got were higher for the Toyota Camry I’m using now. How is this so, and where do I get cheaper car insurance for the classic car my father left me?
Adam
Fort Worth, [...]
Reader’s Question:
Whenever I ask for free car insurance quotes for teenage drivers, I am always shocked by their prices. Are there cheaper car insurance quotes available out there? If I cannot find one, looks like my daughter shall have to continue taking the public transit to school.
Dara
Cheyenne, WY
Dara, it looks like you are having a [...]