Reader’s Question:

I found out that my friend has cheaper car insurance than what I have despite us having basically the same type of car. What did he do that I did not?

Ervin

Philadelphia, PA

Your friend may have been aggressive and tireless in looking for cheaper car insurance. Normally those who don’t stop in search for the cheapest and most practical type of car insurance are rewarded with lower car insurance than those who are not. Your friend may have searched the Internet for websites of insurance companies offering cheap car insurance. Or he or she may have spent some time browsing Internet discussions about cheap car insurance.

Your friend may have also installed some security features on his or her car like anti theft lock and immobilizers. This way, he or she showed responsibility and prudence to the insurer. Most insurance firms give discounts to car owners who show this kind of cautiousness.

Or your friend who has cheaper car insurance may have had a good credit rating history. A lot of insurers give high regard on car owners who know how to pay their bills on time.

So the next time you get a car insurance, remember to do these things so that you can get a more affordable policy.